19335 — Chester County, Pennsylvania Market Snapshot
Housing market data for zip code 19335 in Chester County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
94 sales in 2026 (year to date)
Median Sale Price
$637,500
Days to Sell
33
Homes Sold
94
Inventory
59
Sale-to-List
102.3%
New Listings
159
Price/SqFt
$251
Pending Sales
104
Conforming Loan Available
Most homebuyers in 19335 can comfortably use conventional financing. The median home price of $637,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19335's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 19335 are selling 2.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 19335 can comfortably use conventional financing. The median home price of $637,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19335 are set at the county level.
2026 Loan Limits — Chester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19335
To purchase the median home at $637,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,034.
Monthly Payment
$5,034
Income Required
$215,757
Principal & Interest
$3,928/mo
Down Payment (5%)
$31,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19335.
Estimated Monthly Payment
$4,095
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