19330 — Chester County, Pennsylvania Market Snapshot
Housing market data for zip code 19330 in Chester County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$426,250
Days to Sell
26
Homes Sold
12
Inventory
17
Sale-to-List
101.8%
New Listings
19
Price/SqFt
$243
Pending Sales
15
Conforming Loan Available
Most homebuyers in 19330 can comfortably use conventional financing. The median home price of $426,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 19330 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 19330 (101.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19330 can comfortably use conventional financing. The median home price of $426,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19330 are set at the county level.
2026 Loan Limits — Chester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19330
To purchase the median home at $426,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,416.
Monthly Payment
$3,416
Income Required
$146,391
Principal & Interest
$2,626/mo
Down Payment (5%)
$21,313
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19330.
Estimated Monthly Payment
$2,788
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