19301 — Chester County, Pennsylvania Market Snapshot
Housing market data for zip code 19301 in Chester County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$540,000
Days to Sell
27
Homes Sold
17
Inventory
17
Sale-to-List
99.5%
New Listings
30
Price/SqFt
$293
Pending Sales
24
Conforming Loan Available
Most homebuyers in 19301 can comfortably use conventional financing. The median home price of $540,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 19301 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 19301 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19301 can comfortably use conventional financing. The median home price of $540,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19301 are set at the county level.
2026 Loan Limits — Chester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19301
To purchase the median home at $540,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,287.
Monthly Payment
$4,287
Income Required
$183,742
Principal & Interest
$3,327/mo
Down Payment (5%)
$27,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19301.
Estimated Monthly Payment
$3,492
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 19301. Tell us what you're looking for.