18977 — Bucks County, Pennsylvania Market Snapshot
Housing market data for zip code 18977 in Bucks County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$897,500
Days to Sell
20
Homes Sold
10
Inventory
11
Sale-to-List
99.9%
New Listings
20
Price/SqFt
$344
Pending Sales
13
Jumbo Loan Likely Needed
The median home in 18977 at $897,500 exceeds the 2026 conforming loan limit of $832,750 by $64,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 18977 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 18977 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 18977 at $897,500 exceeds the 2026 conforming loan limit of $832,750 by $64,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 18977 are set at the county level.
2026 Loan Limits — Bucks County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 18977
To purchase the median home at $897,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,026.
Monthly Payment
$7,026
Income Required
$301,130
Principal & Interest
$5,530/mo
Down Payment (5%)
$44,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18977.
Estimated Monthly Payment
$5,704
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 18977. Tell us what you're looking for.