18976 — Bucks County, Pennsylvania Market Snapshot
Housing market data for zip code 18976 in Bucks County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$402,450
Days to Sell
38
Homes Sold
12
Inventory
7
Sale-to-List
99.2%
New Listings
13
Price/SqFt
$274
Pending Sales
11
Conforming Loan Available
Most homebuyers in 18976 can comfortably use conventional financing. The median home price of $402,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
18976's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 18976 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 18976 can comfortably use conventional financing. The median home price of $402,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 18976 are set at the county level.
2026 Loan Limits — Bucks County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 18976
To purchase the median home at $402,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,233.
Monthly Payment
$3,233
Income Required
$138,576
Principal & Interest
$2,480/mo
Down Payment (5%)
$20,123
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18976.
Estimated Monthly Payment
$2,641
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