18974 — Bucks County, Pennsylvania Market Snapshot
Housing market data for zip code 18974 in Bucks County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
94 sales in 2026 (year to date)
Median Sale Price
$515,500
Days to Sell
20
Homes Sold
94
Inventory
83
Sale-to-List
100.6%
New Listings
144
Price/SqFt
$277
Pending Sales
113
Conforming Loan Available
Most homebuyers in 18974 can comfortably use conventional financing. The median home price of $515,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 18974 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 18974 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 18974 can comfortably use conventional financing. The median home price of $515,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 18974 are set at the county level.
2026 Loan Limits — Bucks County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 18974
To purchase the median home at $515,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,100.
Monthly Payment
$4,100
Income Required
$175,697
Principal & Interest
$3,176/mo
Down Payment (5%)
$25,775
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18974.
Estimated Monthly Payment
$3,340
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