18954 — Bucks County, Pennsylvania Market Snapshot
Housing market data for zip code 18954 in Bucks County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$718,000
Days to Sell
12
Homes Sold
18
Inventory
21
Sale-to-List
102.2%
New Listings
44
Price/SqFt
$268
Pending Sales
35
Conforming Loan Available
The median home in 18954 at $718,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
18954 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 18954 are selling 2.2% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 18954 at $718,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 18954 are set at the county level.
2026 Loan Limits — Bucks County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 18954
To purchase the median home at $718,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,651.
Monthly Payment
$5,651
Income Required
$242,190
Principal & Interest
$4,424/mo
Down Payment (5%)
$35,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18954.
Estimated Monthly Payment
$4,594
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