18938 — Bucks County, Pennsylvania Market Snapshot
Housing market data for zip code 18938 in Bucks County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$852,806
Days to Sell
44
Homes Sold
38
Inventory
75
Sale-to-List
98.4%
New Listings
93
Price/SqFt
$310
Pending Sales
62
Jumbo Loan Likely Needed
The median home in 18938 at $852,806 exceeds the 2026 conforming loan limit of $832,750 by $20,056. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
18938's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 18938 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 18938 at $852,806 exceeds the 2026 conforming loan limit of $832,750 by $20,056. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 18938 are set at the county level.
2026 Loan Limits — Bucks County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 18938
To purchase the median home at $852,806 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,684.
Monthly Payment
$6,684
Income Required
$286,454
Principal & Interest
$5,255/mo
Down Payment (5%)
$42,640
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18938.
Estimated Monthly Payment
$5,428
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