19508 — Berks County, Pennsylvania Market Snapshot
Housing market data for zip code 19508 in Berks County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
44 sales in 2026 (year to date)
Median Sale Price
$337,500
Days to Sell
10
Homes Sold
44
Inventory
18
Sale-to-List
104.1%
New Listings
57
Price/SqFt
$182
Pending Sales
50
Conforming Loan Available
Most homebuyers in 19508 can comfortably use conventional financing. The median home price of $337,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19508 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 19508 are selling 4.1% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 19508 can comfortably use conventional financing. The median home price of $337,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19508 are set at the county level.
2026 Loan Limits — Berks County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 19508
To purchase the median home at $337,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,736.
Monthly Payment
$2,736
Income Required
$117,249
Principal & Interest
$2,080/mo
Down Payment (5%)
$16,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19508.
Estimated Monthly Payment
$2,239
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