16063 — Beaver County, Pennsylvania Market Snapshot
Housing market data for zip code 16063 in Beaver County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
23 sales in 2026 (year to date)
Median Sale Price
$480,000
Days to Sell
67
Homes Sold
23
Inventory
31
Sale-to-List
100.5%
New Listings
34
Price/SqFt
$213
Pending Sales
33
Conforming Loan Available
Most homebuyers in 16063 can comfortably use conventional financing. The median home price of $480,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 67 days on average, 16063 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 16063 (100.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 16063 can comfortably use conventional financing. The median home price of $480,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 16063 are set at the county level.
2026 Loan Limits — Beaver County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 16063
To purchase the median home at $480,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,828.
Monthly Payment
$3,828
Income Required
$164,040
Principal & Interest
$2,958/mo
Down Payment (5%)
$24,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 16063.
Estimated Monthly Payment
$3,121
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