15690 — Armstrong County, Pennsylvania Market Snapshot
Housing market data for zip code 15690 in Armstrong County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$117,450
Days to Sell
96
Homes Sold
12
Inventory
31
Sale-to-List
95.6%
New Listings
25
Price/SqFt
$119
Pending Sales
18
Conforming Loan Available
Most homebuyers in 15690 can comfortably use conventional financing. The median home price of $117,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 96 days on average, 15690 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 15690 sells for 4.4% below asking price (95.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 15690 can comfortably use conventional financing. The median home price of $117,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 15690 are set at the county level.
2026 Loan Limits — Armstrong County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 15690
To purchase the median home at $117,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,050.
Monthly Payment
$1,050
Income Required
$44,994
Principal & Interest
$724/mo
Down Payment (5%)
$5,873
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 15690.
Estimated Monthly Payment
$877
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