15642 — Allegheny County, Pennsylvania Market Snapshot
Housing market data for zip code 15642 in Allegheny County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
96 sales in 2026 (year to date)
Median Sale Price
$266,500
Days to Sell
53
Homes Sold
96
Inventory
97
Sale-to-List
98.7%
New Listings
112
Price/SqFt
$191
Pending Sales
109
Conforming Loan Available
Most homebuyers in 15642 can comfortably use conventional financing. The median home price of $266,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
15642's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 15642 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 15642 can comfortably use conventional financing. The median home price of $266,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 15642 are set at the county level.
2026 Loan Limits — Allegheny County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 15642
To purchase the median home at $266,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,192.
Monthly Payment
$2,192
Income Required
$93,936
Principal & Interest
$1,642/mo
Down Payment (5%)
$13,325
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 15642.
Estimated Monthly Payment
$1,799
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