15145 — Allegheny County, Pennsylvania Market Snapshot
Housing market data for zip code 15145 in Allegheny County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$93,700
Days to Sell
171
Homes Sold
10
Inventory
15
Sale-to-List
91.7%
New Listings
15
Price/SqFt
$59
Pending Sales
12
Conforming Loan Available
Most homebuyers in 15145 can comfortably use conventional financing. The median home price of $93,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 171 days on average, 15145 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 15145 sells for 8.3% below asking price (91.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 15145 can comfortably use conventional financing. The median home price of $93,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 15145 are set at the county level.
2026 Loan Limits — Allegheny County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 15145
To purchase the median home at $93,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $868.
Monthly Payment
$868
Income Required
$37,196
Principal & Interest
$577/mo
Down Payment (5%)
$4,685
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 15145.
Estimated Monthly Payment
$730
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