97115 — Yamhill County, Oregon Market Snapshot
Housing market data for zip code 97115 in Yamhill County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$548,900
Days to Sell
31
Homes Sold
13
Inventory
13
Sale-to-List
99.1%
New Listings
24
Price/SqFt
$332
Pending Sales
16
Conforming Loan Available
Most homebuyers in 97115 can comfortably use conventional financing. The median home price of $548,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
97115's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 97115 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 97115 can comfortably use conventional financing. The median home price of $548,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97115 are set at the county level.
2026 Loan Limits — Yamhill County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 97115
To purchase the median home at $548,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,356.
Monthly Payment
$4,356
Income Required
$186,664
Principal & Interest
$3,382/mo
Down Payment (5%)
$27,445
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97115.
Estimated Monthly Payment
$3,547
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