97101 — Yamhill County, Oregon Market Snapshot
Housing market data for zip code 97101 in Yamhill County, Oregon. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Yamhill County county page for broader data.
Market Sales Data
6 sales in 2026 (year to date)
Median Sale Price
$407,500
Days to Sell
27
Homes Sold
6
Inventory
14
Conforming Loan Available
Most homebuyers in 97101 can comfortably use conventional financing. The median home price of $407,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 97101 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 97101 can comfortably use conventional financing. The median home price of $407,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97101 are set at the county level.
2026 Loan Limits — Yamhill County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 97101
To purchase the median home at $407,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,272.
Monthly Payment
$3,272
Income Required
$140,235
Principal & Interest
$2,511/mo
Down Payment (5%)
$20,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97101.
Estimated Monthly Payment
$2,672
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