97229 — Washington County, Oregon Market Snapshot
Housing market data for zip code 97229 in Washington County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
268 sales in 2026 (year to date)
Median Sale Price
$770,000
Days to Sell
32
Homes Sold
268
Inventory
278
Sale-to-List
99.1%
New Listings
395
Price/SqFt
$295
Pending Sales
314
Conforming Loan Available
The median home in 97229 at $770,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
97229's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 97229 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 97229 at $770,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 97229 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 97229
To purchase the median home at $770,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,050.
Monthly Payment
$6,050
Income Required
$259,264
Principal & Interest
$4,745/mo
Down Payment (5%)
$38,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97229.
Estimated Monthly Payment
$4,915
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