97223 — Washington County, Oregon Market Snapshot
Housing market data for zip code 97223 in Washington County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$411,726
Days to Sell
27
Homes Sold
12
Inventory
22
Sale-to-List
98.9%
New Listings
25
Price/SqFt
$274
Pending Sales
12
Conforming Loan Available
Most homebuyers in 97223 can comfortably use conventional financing. The median home price of $411,726 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 97223 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 97223 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 97223 can comfortably use conventional financing. The median home price of $411,726 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97223 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 97223
To purchase the median home at $411,726 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,305.
Monthly Payment
$3,305
Income Required
$141,622
Principal & Interest
$2,537/mo
Down Payment (5%)
$20,586
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97223.
Estimated Monthly Payment
$2,698
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