97106 — Washington County, Oregon Market Snapshot
Housing market data for zip code 97106 in Washington County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$685,500
Days to Sell
89
Homes Sold
10
Inventory
9
Sale-to-List
99.9%
New Listings
17
Price/SqFt
$303
Pending Sales
15
Conforming Loan Available
The median home in 97106 at $685,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 89 days on average, 97106 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 97106 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 97106 at $685,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 97106 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 97106
To purchase the median home at $685,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,402.
Monthly Payment
$5,402
Income Required
$231,518
Principal & Interest
$4,224/mo
Down Payment (5%)
$34,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97106.
Estimated Monthly Payment
$4,392
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