97007 — Washington County, Oregon Market Snapshot
Housing market data for zip code 97007 in Washington County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$456,990
Days to Sell
40
Homes Sold
27
Inventory
40
Sale-to-List
99.6%
New Listings
36
Price/SqFt
$273
Pending Sales
32
Conforming Loan Available
Most homebuyers in 97007 can comfortably use conventional financing. The median home price of $456,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
97007's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 97007 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 97007 can comfortably use conventional financing. The median home price of $456,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97007 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 97007
To purchase the median home at $456,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,651.
Monthly Payment
$3,651
Income Required
$156,485
Principal & Interest
$2,816/mo
Down Payment (5%)
$22,850
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97007.
Estimated Monthly Payment
$2,978
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