97006 — Washington County, Oregon Market Snapshot
Housing market data for zip code 97006 in Washington County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
25 sales in 2026 (year to date)
Median Sale Price
$297,000
Days to Sell
66
Homes Sold
25
Inventory
37
Sale-to-List
100.2%
New Listings
29
Price/SqFt
$248
Pending Sales
28
Conforming Loan Available
Most homebuyers in 97006 can comfortably use conventional financing. The median home price of $297,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 66 days on average, 97006 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 97006 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 97006 can comfortably use conventional financing. The median home price of $297,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97006 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 97006
To purchase the median home at $297,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,426.
Monthly Payment
$2,426
Income Required
$103,951
Principal & Interest
$1,830/mo
Down Payment (5%)
$14,850
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97006.
Estimated Monthly Payment
$1,988
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