97467 — Douglas County, Oregon Market Snapshot
Housing market data for zip code 97467 in Douglas County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$314,500
Days to Sell
82
Homes Sold
13
Inventory
29
Sale-to-List
97.7%
New Listings
23
Price/SqFt
$234
Pending Sales
15
Conforming Loan Available
Most homebuyers in 97467 can comfortably use conventional financing. The median home price of $314,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 82 days on average, 97467 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 97467 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 97467 can comfortably use conventional financing. The median home price of $314,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97467 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 97467
To purchase the median home at $314,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,560.
Monthly Payment
$2,560
Income Required
$109,697
Principal & Interest
$1,938/mo
Down Payment (5%)
$15,725
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97467.
Estimated Monthly Payment
$2,096
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