97070 — Clackamas County, Oregon Market Snapshot
Housing market data for zip code 97070 in Clackamas County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$454,900
Days to Sell
55
Homes Sold
16
Inventory
25
Sale-to-List
97.4%
New Listings
30
Price/SqFt
$283
Pending Sales
23
Conforming Loan Available
Most homebuyers in 97070 can comfortably use conventional financing. The median home price of $454,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
97070's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 97070 sells for 2.6% below asking price (97.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 97070 can comfortably use conventional financing. The median home price of $454,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97070 are set at the county level.
2026 Loan Limits — Clackamas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 97070
To purchase the median home at $454,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,635.
Monthly Payment
$3,635
Income Required
$155,799
Principal & Interest
$2,803/mo
Down Payment (5%)
$22,745
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97070.
Estimated Monthly Payment
$2,965
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