74126 — Tulsa County, Oklahoma Market Snapshot
Housing market data for zip code 74126 in Tulsa County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$72,250
Days to Sell
19
Homes Sold
16
Inventory
31
Sale-to-List
91.9%
New Listings
35
Price/SqFt
$82
Pending Sales
23
Conforming Loan Available
Most homebuyers in 74126 can comfortably use conventional financing. The median home price of $72,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 74126 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 74126 sells for 8.1% below asking price (91.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 74126 can comfortably use conventional financing. The median home price of $72,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 74126 are set at the county level.
2026 Loan Limits — Tulsa County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 74126
To purchase the median home at $72,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $704.
Monthly Payment
$704
Income Required
$30,152
Principal & Interest
$445/mo
Down Payment (5%)
$3,613
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 74126.
Estimated Monthly Payment
$597
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