74108 — Tulsa County, Oklahoma Market Snapshot
Housing market data for zip code 74108 in Tulsa County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$184,250
Days to Sell
42
Homes Sold
14
Inventory
7
Sale-to-List
99.8%
New Listings
13
Price/SqFt
$160
Pending Sales
17
Conforming Loan Available
Most homebuyers in 74108 can comfortably use conventional financing. The median home price of $184,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
74108's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 74108 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 74108 can comfortably use conventional financing. The median home price of $184,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 74108 are set at the county level.
2026 Loan Limits — Tulsa County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 74108
To purchase the median home at $184,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,562.
Monthly Payment
$1,562
Income Required
$66,928
Principal & Interest
$1,135/mo
Down Payment (5%)
$9,213
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 74108.
Estimated Monthly Payment
$1,290
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