74015 — Tulsa County, Oklahoma Market Snapshot
Housing market data for zip code 74015 in Tulsa County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$261,000
Days to Sell
8
Homes Sold
18
Inventory
19
Sale-to-List
97.9%
New Listings
33
Price/SqFt
$153
Pending Sales
25
Conforming Loan Available
Most homebuyers in 74015 can comfortably use conventional financing. The median home price of $261,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
74015 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
The average home in 74015 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 74015 can comfortably use conventional financing. The median home price of $261,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 74015 are set at the county level.
2026 Loan Limits — Tulsa County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 74015
To purchase the median home at $261,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,150.
Monthly Payment
$2,150
Income Required
$92,130
Principal & Interest
$1,608/mo
Down Payment (5%)
$13,050
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 74015.
Estimated Monthly Payment
$1,765
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