74008 — Tulsa County, Oklahoma Market Snapshot
Housing market data for zip code 74008 in Tulsa County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
268 sales in 2026 (year to date)
Median Sale Price
$399,450
Days to Sell
61
Homes Sold
268
Inventory
255
Sale-to-List
99.1%
New Listings
301
Price/SqFt
$171
Pending Sales
307
Conforming Loan Available
Most homebuyers in 74008 can comfortably use conventional financing. The median home price of $399,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 61 days on average, 74008 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 74008 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 74008 can comfortably use conventional financing. The median home price of $399,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 74008 are set at the county level.
2026 Loan Limits — Tulsa County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 74008
To purchase the median home at $399,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,210.
Monthly Payment
$3,210
Income Required
$137,591
Principal & Interest
$2,461/mo
Down Payment (5%)
$19,973
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 74008.
Estimated Monthly Payment
$2,622
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