74948 — Sequoyah County, Oklahoma Market Snapshot
Housing market data for zip code 74948 in Sequoyah County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$257,500
Days to Sell
125
Homes Sold
17
Inventory
38
Sale-to-List
99.6%
New Listings
28
Price/SqFt
$140
Pending Sales
20
Conforming Loan Available
Most homebuyers in 74948 can comfortably use conventional financing. The median home price of $257,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 125 days on average, 74948 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 74948 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 74948 can comfortably use conventional financing. The median home price of $257,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 74948 are set at the county level.
2026 Loan Limits — Sequoyah County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 74948
To purchase the median home at $257,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,123.
Monthly Payment
$2,123
Income Required
$90,981
Principal & Interest
$1,587/mo
Down Payment (5%)
$12,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 74948.
Estimated Monthly Payment
$1,744
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 74948. Tell us what you're looking for.