74055 — Rogers County, Oklahoma Market Snapshot
Housing market data for zip code 74055 in Rogers County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
235 sales in 2026 (year to date)
Median Sale Price
$336,846
Days to Sell
42
Homes Sold
235
Inventory
175
Sale-to-List
98.7%
New Listings
282
Price/SqFt
$166
Pending Sales
260
Conforming Loan Available
Most homebuyers in 74055 can comfortably use conventional financing. The median home price of $336,846 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
74055's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 74055 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 74055 can comfortably use conventional financing. The median home price of $336,846 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 74055 are set at the county level.
2026 Loan Limits — Rogers County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 74055
To purchase the median home at $336,846 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,731.
Monthly Payment
$2,731
Income Required
$117,035
Principal & Interest
$2,076/mo
Down Payment (5%)
$16,842
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 74055.
Estimated Monthly Payment
$2,235
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