73142 — Oklahoma County, Oklahoma Market Snapshot
Housing market data for zip code 73142 in Oklahoma County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
92 sales in 2026 (year to date)
Median Sale Price
$437,000
Days to Sell
33
Homes Sold
92
Inventory
76
Sale-to-List
98.8%
New Listings
108
Price/SqFt
$187
Pending Sales
98
Conforming Loan Available
Most homebuyers in 73142 can comfortably use conventional financing. The median home price of $437,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
73142's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 73142 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 73142 can comfortably use conventional financing. The median home price of $437,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73142 are set at the county level.
2026 Loan Limits — Oklahoma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73142
To purchase the median home at $437,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,498.
Monthly Payment
$3,498
Income Required
$149,921
Principal & Interest
$2,693/mo
Down Payment (5%)
$21,850
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73142.
Estimated Monthly Payment
$2,855
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