73139 — Oklahoma County, Oklahoma Market Snapshot
Housing market data for zip code 73139 in Oklahoma County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$203,000
Days to Sell
13
Homes Sold
29
Inventory
20
Sale-to-List
98.0%
New Listings
41
Price/SqFt
$130
Pending Sales
32
Conforming Loan Available
Most homebuyers in 73139 can comfortably use conventional financing. The median home price of $203,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
73139 is an extremely competitive market with homes selling in just 13 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
The average home in 73139 sells for 2.0% below asking price (98.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 73139 can comfortably use conventional financing. The median home price of $203,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73139 are set at the county level.
2026 Loan Limits — Oklahoma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73139
To purchase the median home at $203,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,705.
Monthly Payment
$1,705
Income Required
$73,085
Principal & Interest
$1,251/mo
Down Payment (5%)
$10,150
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73139.
Estimated Monthly Payment
$1,406
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