73129 — Oklahoma County, Oklahoma Market Snapshot
Housing market data for zip code 73129 in Oklahoma County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$139,725
Days to Sell
38
Homes Sold
29
Inventory
36
Sale-to-List
94.0%
New Listings
41
Price/SqFt
$132
Pending Sales
34
Conforming Loan Available
Most homebuyers in 73129 can comfortably use conventional financing. The median home price of $139,725 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
73129's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 73129 sells for 6.0% below asking price (94.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 73129 can comfortably use conventional financing. The median home price of $139,725 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73129 are set at the county level.
2026 Loan Limits — Oklahoma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73129
To purchase the median home at $139,725 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,221.
Monthly Payment
$1,221
Income Required
$52,308
Principal & Interest
$861/mo
Down Payment (5%)
$6,986
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73129.
Estimated Monthly Payment
$1,015
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