73122 — Oklahoma County, Oklahoma Market Snapshot
Housing market data for zip code 73122 in Oklahoma County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$177,000
Days to Sell
17
Homes Sold
27
Inventory
17
Sale-to-List
98.0%
New Listings
30
Price/SqFt
$132
Pending Sales
34
Conforming Loan Available
Most homebuyers in 73122 can comfortably use conventional financing. The median home price of $177,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 73122 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 73122 sells for 2.0% below asking price (98.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 73122 can comfortably use conventional financing. The median home price of $177,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73122 are set at the county level.
2026 Loan Limits — Oklahoma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73122
To purchase the median home at $177,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,506.
Monthly Payment
$1,506
Income Required
$64,548
Principal & Interest
$1,091/mo
Down Payment (5%)
$8,850
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73122.
Estimated Monthly Payment
$1,245
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