73109 — Oklahoma County, Oklahoma Market Snapshot
Housing market data for zip code 73109 in Oklahoma County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
21 sales in 2026 (year to date)
Median Sale Price
$125,500
Days to Sell
39
Homes Sold
21
Inventory
35
Sale-to-List
98.4%
New Listings
34
Price/SqFt
$131
Pending Sales
25
Conforming Loan Available
Most homebuyers in 73109 can comfortably use conventional financing. The median home price of $125,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
73109's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 73109 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 73109 can comfortably use conventional financing. The median home price of $125,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73109 are set at the county level.
2026 Loan Limits — Oklahoma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73109
To purchase the median home at $125,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,112.
Monthly Payment
$1,112
Income Required
$47,637
Principal & Interest
$773/mo
Down Payment (5%)
$6,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73109.
Estimated Monthly Payment
$927
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