73049 — Oklahoma County, Oklahoma Market Snapshot
Housing market data for zip code 73049 in Oklahoma County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$637,500
Days to Sell
75
Homes Sold
30
Inventory
40
Sale-to-List
99.5%
New Listings
51
Price/SqFt
$188
Pending Sales
32
Conforming Loan Available
Most homebuyers in 73049 can comfortably use conventional financing. The median home price of $637,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 75 days on average, 73049 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 73049 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 73049 can comfortably use conventional financing. The median home price of $637,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73049 are set at the county level.
2026 Loan Limits — Oklahoma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73049
To purchase the median home at $637,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,034.
Monthly Payment
$5,034
Income Required
$215,757
Principal & Interest
$3,928/mo
Down Payment (5%)
$31,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73049.
Estimated Monthly Payment
$4,095
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