73080 — McClain County, Oklahoma Market Snapshot
Housing market data for zip code 73080 in McClain County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
33 sales in 2026 (year to date)
Median Sale Price
$210,550
Days to Sell
112
Homes Sold
33
Inventory
45
Sale-to-List
96.4%
New Listings
39
Price/SqFt
$149
Pending Sales
33
Conforming Loan Available
Most homebuyers in 73080 can comfortably use conventional financing. The median home price of $210,550 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 112 days on average, 73080 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 73080 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 73080 can comfortably use conventional financing. The median home price of $210,550 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73080 are set at the county level.
2026 Loan Limits — McClain County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73080
To purchase the median home at $210,550 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,763.
Monthly Payment
$1,763
Income Required
$75,564
Principal & Interest
$1,297/mo
Down Payment (5%)
$10,528
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73080.
Estimated Monthly Payment
$1,453
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