43551 — Wood County, Ohio Market Snapshot
Housing market data for zip code 43551 in Wood County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
124 sales in 2026 (year to date)
Median Sale Price
$438,000
Days to Sell
47
Homes Sold
124
Inventory
121
Sale-to-List
100.4%
New Listings
155
Price/SqFt
$193
Pending Sales
137
Conforming Loan Available
Most homebuyers in 43551 can comfortably use conventional financing. The median home price of $438,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43551's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43551 (100.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43551 can comfortably use conventional financing. The median home price of $438,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43551 are set at the county level.
2026 Loan Limits — Wood County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 43551
To purchase the median home at $438,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,506.
Monthly Payment
$3,506
Income Required
$150,249
Principal & Interest
$2,699/mo
Down Payment (5%)
$21,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43551.
Estimated Monthly Payment
$2,861
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