44614 — Wayne County, Ohio Market Snapshot
Housing market data for zip code 44614 in Wayne County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$323,500
Days to Sell
27
Homes Sold
36
Inventory
20
Sale-to-List
98.9%
New Listings
41
Price/SqFt
$170
Pending Sales
39
Conforming Loan Available
Most homebuyers in 44614 can comfortably use conventional financing. The median home price of $323,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44614 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44614 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44614 can comfortably use conventional financing. The median home price of $323,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44614 are set at the county level.
2026 Loan Limits — Wayne County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44614
To purchase the median home at $323,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,629.
Monthly Payment
$2,629
Income Required
$112,652
Principal & Interest
$1,993/mo
Down Payment (5%)
$16,175
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44614.
Estimated Monthly Payment
$2,152
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