44321 — Summit County, Ohio Market Snapshot
Housing market data for zip code 44321 in Summit County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$434,000
Days to Sell
30
Homes Sold
27
Inventory
21
Sale-to-List
99.4%
New Listings
50
Price/SqFt
$179
Pending Sales
44
Conforming Loan Available
Most homebuyers in 44321 can comfortably use conventional financing. The median home price of $434,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44321's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 44321 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44321 can comfortably use conventional financing. The median home price of $434,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44321 are set at the county level.
2026 Loan Limits — Summit County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44321
To purchase the median home at $434,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,475.
Monthly Payment
$3,475
Income Required
$148,936
Principal & Interest
$2,674/mo
Down Payment (5%)
$21,700
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44321.
Estimated Monthly Payment
$2,836
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