44305 — Summit County, Ohio Market Snapshot
Housing market data for zip code 44305 in Summit County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
64 sales in 2026 (year to date)
Median Sale Price
$125,000
Days to Sell
29
Homes Sold
64
Inventory
45
Sale-to-List
98.9%
New Listings
86
Price/SqFt
$110
Pending Sales
76
Conforming Loan Available
Most homebuyers in 44305 can comfortably use conventional financing. The median home price of $125,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44305 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44305 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44305 can comfortably use conventional financing. The median home price of $125,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44305 are set at the county level.
2026 Loan Limits — Summit County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44305
To purchase the median home at $125,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,108.
Monthly Payment
$1,108
Income Required
$47,473
Principal & Interest
$770/mo
Down Payment (5%)
$6,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44305.
Estimated Monthly Payment
$924
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