44264 — Summit County, Ohio Market Snapshot
Housing market data for zip code 44264 in Summit County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$397,125
Days to Sell
16
Homes Sold
10
Inventory
5
Sale-to-List
99.7%
New Listings
12
Price/SqFt
$205
Pending Sales
13
Conforming Loan Available
Most homebuyers in 44264 can comfortably use conventional financing. The median home price of $397,125 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44264 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44264 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44264 can comfortably use conventional financing. The median home price of $397,125 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44264 are set at the county level.
2026 Loan Limits — Summit County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44264
To purchase the median home at $397,125 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,193.
Monthly Payment
$3,193
Income Required
$136,828
Principal & Interest
$2,447/mo
Down Payment (5%)
$19,856
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44264.
Estimated Monthly Payment
$2,608
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