44087 — Summit County, Ohio Market Snapshot
Housing market data for zip code 44087 in Summit County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
21 sales in 2026 (year to date)
Median Sale Price
$239,000
Days to Sell
13
Homes Sold
21
Inventory
7
Sale-to-List
98.9%
New Listings
22
Price/SqFt
$179
Pending Sales
22
Conforming Loan Available
Most homebuyers in 44087 can comfortably use conventional financing. The median home price of $239,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44087 is an extremely competitive market with homes selling in just 13 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44087 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44087 can comfortably use conventional financing. The median home price of $239,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44087 are set at the county level.
2026 Loan Limits — Summit County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44087
To purchase the median home at $239,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,981.
Monthly Payment
$1,981
Income Required
$84,906
Principal & Interest
$1,473/mo
Down Payment (5%)
$11,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44087.
Estimated Monthly Payment
$1,629
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