44705 — Stark County, Ohio Market Snapshot
Housing market data for zip code 44705 in Stark County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
47 sales in 2026 (year to date)
Median Sale Price
$120,000
Days to Sell
36
Homes Sold
47
Inventory
28
Sale-to-List
98.6%
New Listings
53
Price/SqFt
$113
Pending Sales
53
Conforming Loan Available
Most homebuyers in 44705 can comfortably use conventional financing. The median home price of $120,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44705's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 44705 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44705 can comfortably use conventional financing. The median home price of $120,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44705 are set at the county level.
2026 Loan Limits — Stark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44705
To purchase the median home at $120,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,069.
Monthly Payment
$1,069
Income Required
$45,831
Principal & Interest
$739/mo
Down Payment (5%)
$6,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44705.
Estimated Monthly Payment
$893
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