44704 — Stark County, Ohio Market Snapshot
Housing market data for zip code 44704 in Stark County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$75,000
Days to Sell
21
Homes Sold
13
Inventory
9
Sale-to-List
93.6%
New Listings
19
Price/SqFt
$83
Pending Sales
16
Conforming Loan Available
Most homebuyers in 44704 can comfortably use conventional financing. The median home price of $75,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44704 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 44704 sells for 6.4% below asking price (93.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 44704 can comfortably use conventional financing. The median home price of $75,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44704 are set at the county level.
2026 Loan Limits — Stark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44704
To purchase the median home at $75,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $725.
Monthly Payment
$725
Income Required
$31,056
Principal & Interest
$462/mo
Down Payment (5%)
$3,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44704.
Estimated Monthly Payment
$614
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