44640 — Stark County, Ohio Market Snapshot
Housing market data for zip code 44640 in Stark County, Ohio. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Stark County county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$187,300
Days to Sell
93
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 44640 can comfortably use conventional financing. The median home price of $187,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 93 days on average, 44640 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 44640 can comfortably use conventional financing. The median home price of $187,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44640 are set at the county level.
2026 Loan Limits — Stark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44640
To purchase the median home at $187,300 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,585.
Monthly Payment
$1,585
Income Required
$67,930
Principal & Interest
$1,154/mo
Down Payment (5%)
$9,365
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44640.
Estimated Monthly Payment
$1,309
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