43160 — Ross County, Ohio Market Snapshot
Housing market data for zip code 43160 in Ross County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
78 sales in 2026 (year to date)
Median Sale Price
$240,950
Days to Sell
56
Homes Sold
78
Inventory
89
Sale-to-List
96.0%
New Listings
110
Price/SqFt
$156
Pending Sales
94
Conforming Loan Available
Most homebuyers in 43160 can comfortably use conventional financing. The median home price of $240,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43160's market is balanced with homes taking an average of 56 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 43160 sells for 4.0% below asking price (96.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 43160 can comfortably use conventional financing. The median home price of $240,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43160 are set at the county level.
2026 Loan Limits — Ross County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 43160
To purchase the median home at $240,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,996.
Monthly Payment
$1,996
Income Required
$85,546
Principal & Interest
$1,485/mo
Down Payment (5%)
$12,048
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43160.
Estimated Monthly Payment
$1,641
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