43145 — Pickaway County, Ohio Market Snapshot
Housing market data for zip code 43145 in Pickaway County, Ohio. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Pickaway County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$146,700
Days to Sell
13
Homes Sold
4
Inventory
4
Conforming Loan Available
Most homebuyers in 43145 can comfortably use conventional financing. The median home price of $146,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43145 is an extremely competitive market with homes selling in just 13 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 43145 can comfortably use conventional financing. The median home price of $146,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43145 are set at the county level.
2026 Loan Limits — Pickaway County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43145
To purchase the median home at $146,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,274.
Monthly Payment
$1,274
Income Required
$54,599
Principal & Interest
$904/mo
Down Payment (5%)
$7,335
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43145.
Estimated Monthly Payment
$1,058
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