44813 — Morrow County, Ohio Market Snapshot
Housing market data for zip code 44813 in Morrow County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$259,000
Days to Sell
18
Homes Sold
18
Inventory
13
Sale-to-List
99.8%
New Listings
29
Price/SqFt
$179
Pending Sales
29
Conforming Loan Available
Most homebuyers in 44813 can comfortably use conventional financing. The median home price of $259,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44813 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44813 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44813 can comfortably use conventional financing. The median home price of $259,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44813 are set at the county level.
2026 Loan Limits — Morrow County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 44813
To purchase the median home at $259,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,134.
Monthly Payment
$2,134
Income Required
$91,473
Principal & Interest
$1,596/mo
Down Payment (5%)
$12,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44813.
Estimated Monthly Payment
$1,753
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