44515 — Mahoning County, Ohio Market Snapshot
Housing market data for zip code 44515 in Mahoning County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
70 sales in 2026 (year to date)
Median Sale Price
$191,200
Days to Sell
41
Homes Sold
70
Inventory
42
Sale-to-List
98.8%
New Listings
79
Price/SqFt
$141
Pending Sales
82
Conforming Loan Available
Most homebuyers in 44515 can comfortably use conventional financing. The median home price of $191,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44515's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 44515 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44515 can comfortably use conventional financing. The median home price of $191,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44515 are set at the county level.
2026 Loan Limits — Mahoning County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44515
To purchase the median home at $191,200 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,615.
Monthly Payment
$1,615
Income Required
$69,210
Principal & Interest
$1,178/mo
Down Payment (5%)
$9,560
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44515.
Estimated Monthly Payment
$1,333
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