44502 — Mahoning County, Ohio Market Snapshot
Housing market data for zip code 44502 in Mahoning County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$73,002
Days to Sell
29
Homes Sold
26
Inventory
19
Sale-to-List
92.7%
New Listings
26
Price/SqFt
$67
Pending Sales
36
Conforming Loan Available
Most homebuyers in 44502 can comfortably use conventional financing. The median home price of $73,002 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44502 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 44502 sells for 7.3% below asking price (92.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 44502 can comfortably use conventional financing. The median home price of $73,002 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44502 are set at the county level.
2026 Loan Limits — Mahoning County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44502
To purchase the median home at $73,002 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $709.
Monthly Payment
$709
Income Required
$30,400
Principal & Interest
$450/mo
Down Payment (5%)
$3,650
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44502.
Estimated Monthly Payment
$602
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 44502. Tell us what you're looking for.