44406 — Mahoning County, Ohio Market Snapshot
Housing market data for zip code 44406 in Mahoning County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
58 sales in 2026 (year to date)
Median Sale Price
$372,250
Days to Sell
43
Homes Sold
58
Inventory
68
Sale-to-List
97.5%
New Listings
96
Price/SqFt
$183
Pending Sales
94
Conforming Loan Available
Most homebuyers in 44406 can comfortably use conventional financing. The median home price of $372,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44406's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 44406 sells for 2.5% below asking price (97.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 44406 can comfortably use conventional financing. The median home price of $372,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44406 are set at the county level.
2026 Loan Limits — Mahoning County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44406
To purchase the median home at $372,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,002.
Monthly Payment
$3,002
Income Required
$128,660
Principal & Interest
$2,294/mo
Down Payment (5%)
$18,613
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44406.
Estimated Monthly Payment
$2,454
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